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  • Ford Options

    Ford Options is our Personal Contract Purchase plan which offers you the flexibility to renew your car more often. 

     

    Overview

    • The opportunity to drive a new Ford car more often
    • Fixed regular payments to suit your needs
    • Interest rate fixed for the loan duration
    • Optional Final Payment provides protection from any unexpected fall in used car prices
    • Reduced exposure to major service and repair bills
    • Flexibility – at the end of the agreement you can Renew, Return or Retain your Ford (see below)
    • The option to own the car at the end of the agreement

    Choose from three options at the end of your agreement

    Option 1 – Renew: Choose another car
    If you would like to renew your Ford you can trade it in at your Ford Dealer or sell it privately if you prefer. You must settle your account, and then you may use any excess value over the Optional Final Payment can be used as a deposit towards your new Ford.
     
    Option 2 – Return: Hand the car back

    Your pre-agreed Optional Final Payment gives you protection against any unexpected fall in used car prices. If you would like to return your car, your Ford Dealer will complete a vehicle appraisal. As long as your car meets our fair wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet our fair wear and tear standards.
     

    Option 3 – Retain: Keep the car
    Ford Options also gives you the flexibility to own the car at the end of the agreement. All you need to do, assuming all payments have been made, is arrange payment of the Optional Final Payment, which was deducted at the start of your agreement, plus the purchase fee.

    We'll contact you before the end of your Ford Options agreement to make sure you have plenty of time to decide which option is right for you.
     
    Renewing your Ford before the end of your agreement
    With Ford Options, you're in complete control, with the flexibility to renew your Ford at any time during your agreement. Find out more about our current promotions. Your Ford Dealer will assist you with the process, including settlement of your outstanding balance on your behalf. Please remember, however, that the responsibility of settling the financial balance remains yours.
     
    Getting a finance quote for your Ford is easy
    Get a personal instant finance quote for the model of your choice. Once you've created your personal finance quote you can also apply online for a decision within minutes.
     
     
    As a Ford Credit customer you can access account services online. For example, you can change your bank account or address, obtain a settlement figure, or even request a call back from our Customer Service Centre.

     

    Get the answers to your most frequently asked questions about Ford Options


    What is Ford Options and how does it work?
    Ford Options is our personal contract purchase plan where your monthly payment is lower when compared to a Ford Acquire agreement of the same length and deposit.

    Over what period can I take my Ford Options agreement?
    Ford Options agreements can be taken out over 24 or 36 month terms.

    What options do I have at the end of my Ford Options agreement?
    At the end of the plan your options are as follows:
    Renew: Choose another car
    If you would like to renew your Ford you can trade it in at your Ford Dealer or sell it privately if you prefer. You must settle your account, and then you may use any excess value over the Optional Final Payment can be used as a deposit towards your new Ford.  
    Return: Hand the car back

    Your pre-agreed Optional Final Payment gives you protection against any unexpected fall in used car prices. If you would like to return your car, your Ford Dealer will complete a vehicle appraisal. As long as your car meets our fair wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet our fair wear and tear standards.

    Retain: Keep the car

    Ford Options also gives you the flexibility to own the car at the end of the agreement. All you need to do, assuming all payments have been made, is arrange payment of the Optional Final Payment, which was deducted at the start of your agreement, plus the purchase fee.

    Click here to download the Ford Options end of contract guide.

    For a copy of the current charges for vehicle damage under our fair wear and tear standards please click here.

    When is my Optional Final Payment due?
    Your Optional Final Payment (OFP) is due 30 days after your last regular instalment has been paid.

    What happens if I have not made a decision and my Optional Final Payment has become due?
    Please contact us on 0345 712 5490 Calls will be charged at local rates from a landline, but may vary when calling from a mobile phone. Calls may be recorded for training and quality purposes.

    Why is there a mileage restriction?
    The annual mileage is agreed depending on your individual requirements at the start of the finance agreement. It allows Ford Credit to allocate an Optional Final Payment to the vehicle, thereby calculating the monthly repayments.

    I'd like to return my car at the end of my Ford Options agreement.
    What do I need to do?

    Simply return your vehicle to your Ford Dealer, who will carry out an appraisal on your vehicle. So long as the vehicle meets our 'fair wear and tear' standards, and you are within your agreed mileage, you will have nothing further to pay. Your Wear and Tear guide, provided at the start of your agreement, will give you further information regarding 'fair wear and tear' and the appraisal and return process.

    For a copy of the current charges for vehicle damage under our fair wear and tear standards please click here.

    Important Information

    Ford Credit is a member of the Finance and Leasing Association (FLA) and adheres to their Lending Code. You can view this Code at the FLA website. The code sets out key commitments and principles that we believe are fundamental in providing excellent customer care. As well as setting out industry guidelines, the FLA offers a Conciliation and Independent Arbitration Scheme for complaints less than eight weeks old. For more information please feel free to ask our Customer Service team or contact the FLA direct on 020 7836 6511. If your complaint is still not closed to your satisfaction after a period of eight weeks, you have the legal right to escalate the complaint to the Financial Ombudsman Service (FOS) by calling 0845 080 1800

    Ford Credit
    Finance subject to status. Guarantees/indemnities may be required. Freepost Ford Credit.

    Treating Customers Fairly
    Treating customers fairly is a core principle at Ford Credit. This forms a cornerstone of how we do business with all our customers and is embedded in our company culture. If, at any time, you believe that we have failed to live up to this principle please contact us.

    Ford Credit is a trading Style of FCE Bank plc. Registered in England: No 772784. Registered Office: Central Office, Eagle Way, Brentwood, Essex, CM13 3AR. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

    Read what our customers have to say

      We have been rated 4.62 out of 5 based on 479 ratings.


    • I do not live locally to Keith Motors Christchurch. Approx. 3 years I was on the Motorway driving to the coast and had a problem with my Kuga of that time. On arrival at my destination I started looking for a local Ford agent and found my way to Keith Motors where I found them to be very helpful. My own local Ford agent, from whom I had purchased my car, had unfortunately closed and so when the next service was due I took my car to Keith Motors. Everything went well and on the strength of that my wife decided to have her car serviced there as well. We have, for the last 3 years had our cars serviced at Keith Motors without problem. I'd recommend them to all.

      Mr B, 16th October 2018

    • Keith Motors Select were fantastic because they are fair and honest as well as very reasonable

      Mr Maurice Barnett, 15th October 2018

    • My experience at Keith Motors Select was positive because good sales guy. Car was serviced and MOT'd and had cam belt and water pump changed for me when I bought it because sales guy checked the service history and it was due.

      Mr P, 15th October 2018

    • I'd definitely recommend Keith Motors Christchurch to friends and family because the salesnan, Sam, really listened to my needs and narrowed it down to a couple of cars to try and talked through the benefits of both. After a test drive and purchase of my car he did everything possible to deliver it to me on a convenient day. The car looked brand new on delivery and Sam made sure that I could use all the media features and controls.

      Mrs Kay Stead, 14th October 2018

    • The staff at Keith Motors Verwood were good because I know all the staff there and they go out of their way to help me, whether it relates to servicing or buying a car. Earlier this year I had a lot of work done on a previous car to get it through the MOT. However, it failed on emissions, which was unexpected. Ford did not charge me for the work. I am very grateful for this and consider them to give a very good and caring service.

      Mrs Angela Oliver, 14th October 2018

    • I would recommend Keith Motors Select to friends and family because as they always aim to please

      Mr Kevin Gilbert, 14th October 2018

    • I'd endorse Keith Motors Christchurch because Ryan was very open and placed no pressure on me to buy. I found him to be honest and helpful throughout the process. The car was presented well and I was allowed to take it out on a test drive, and it was that sold the car to me. Susequently there was one minor problem which Keith Motors are in the process of sorting out and any delay has not been their fault and I would like to praise Colin and staff for the way that they have dealt with this and managing to solve the problem and bring it to a successful conclusion. I have already recommended Keith Motors in my conversations with my acquaintances especially for the way that they have attended to me and the way that they have stuck with the problem. There is one other person I would like to praise and that is the telephone receptionist, she comes over as having a truly lovely personality and I can say that her cheerful and welcoming answers on the phone are more than acceptable and encouraging. Well done Keith Motors.

      Mr John Bright, 13th October 2018

    • I'd definitely recommend Keith Motors Christchurch because they extremely helpful they didn't pressure you for a sale , we had a number of test drives with Ben who is an excellent salesman. Very happy with our trade in and sale.

      Mr Rowland Collis, 13th October 2018

    • I'd recommend Keith Motors Christchurch because Hayden Morton-Taylor was extremely helpful pre sale, during the sale and post sale. He is the reason we bought Ford rather than VW or Mini.

      Mrs T, 11th October 2018

    • I'd definitely recommend Keith Motors Verwood to friends and family because the service I received was good. Very helpful and approachable staff. Didn't feel pressurised into a purchase or agreement

      Mrs Janet Hooper, 10th October 2018

    • I'd recommend Keith Motors Christchurch to anyone because they are open and honest

      Mr Jason Rankin, 10th October 2018

    • Great selection of cars and friendly, helpful, non-pushy sales. Was very happy to be able to part exchange my old MOT failure car!

      Mr Walters, 10th October 2018

    • I was happy with the service at Keith Motors Christchurch because Kai was extremely helpful, knowledgeable and helpied me make informed choice without pushing which made me feel totally at ease and highly likely to come back.

      Miss Cathy Marsden, 10th October 2018

    • Keith Motors Christchurch were helpful because they were honest. Not pushy. They dealt with us with respect. We had an issue after we got the car home and they sorted it straight away. Very good service

      Mr James Burge, 10th October 2018

    • I was happy with the service at Keith Motors Christchurch because The staff were very helpful and attended to every detail promptly that I brought to their attention.

      Mrs Ann Robson, 10th October 2018

    • I'd endorse Keith Motors Christchurch because I have dealt with them satisfactorily for more than 30 years.

      Mrs Monique C, 10th October 2018

    • My experience at Keith Motors Christchurch was memorable because Jon House the car salesman that sold us the car was brilliant and knew what type of car we were after. Well done to Jon and thank you.

      Mr John Whitlock, 10th October 2018

    • I'd recommend Keith Motors Verwood to anyone because the service was very good and i am very happy

      Mrs Sarah Carr, 10th October 2018

    • I'd suggest Keith Motors Verwood to a friend because the sales man was very helpful during and after I bought my car

      Mr Roger Ingram, 10th October 2018

    • I'd suggest Keith Motors Christchurch to a friend because the service I received

      Mr Chay Lothian, 10th October 2018

    • Keith Motors Christchurch were fantastic because I have always had good service from both sales and service departments and exchanging my car has proved no exception. This is my 3rd Fiesta in 7 years and Keith Motors must have influenced my decision!

      Mrs Philippa Freed, 10th October 2018

    • I'd endorse Keith Motors Christchurch because friendly and approachable sales person and active in helping me find the right car

      Mr Joel Potter, 10th October 2018

    • The experience at Keith Motors Select was good because THE Car that I was looking for was there at the right price

      Mr Malcolm Humm, 25th September 2018

    • The experience at Keith Motors Verwood was good because it was a smooth transaction from start to finish. Very experienced & knowledgeable salesman.

      Mr I, 24th September 2018

    • The staff at Keith Motors Christchurch were good because they where not over pushy salesmen. I was given time to look and decide.

      Mr David Whetton, 24th September 2018

    • The experience at Keith Motors Christchurch was good because salesman was very helpful and the whole experience was excellent.

      Mrs Charmaine Barnett, 24th September 2018

    • The experience at Keith Motors Verwood was good because They are all very friendly and will help in any which way they can.

      Mr Cameron Blake, 23rd September 2018

    • The experience at Keith Motors Christchurch was good because the attentions detail was excellent

      Mr Alan Crowe, 23rd September 2018

    • I'd definitely recommend Keith Motors Christchurch because this is the 5th car bought from the Christchurch branch everyone is always so helpful, friendly and happy to explain any queries, always follow up and make sure all is going well. Great service

      Mrs Melanie Bates, 22nd September 2018

    • Keith Motors Christchurch were great because they made us feel very welcome and comfortable, answered all questions as did Jon House our salesperson who was exemplary and made our experience of buying our Ford Kuga, a big buy for us, stress-free, with no pressure, giving us time to be certain that this was the right car for us.

      Mr Hugh Neil, 22nd September 2018

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    KEITH MOTORS CELEBRATING 65 YEARS OF FAMILY SERVICE

    Keith Motors (Christchurch) Ltd, Lyndhurst Rd, Christchurch, Dorset BH23 4SB. Registered Number 791927. VAT Number 580198229

    Keith Motors (Christchurch) Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender. We can introduce you to a limited number of finance providers and may receive a commission from them for the introduction. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.